All required insurance policies must, at a minimum, include:
(a) a breach of condition or warranty / severability / non-vitiation provision acceptable to government;
(b) a provision requiring at least 30 days notice to be given to government prior to cancellation or amendment; and
(c) where government is an insured under the policy:
(i) a provision requiring the policy to operate as if each was a separate policy of insurance covering each insured party;
(ii) failure by any insured to observe and fulfil the terms of the policy or to comply with the duty of disclosure does not prejudice the insurance of any other insured;
(iii) a waiver of subrogation against any of the insured parties; and
(iv) notice of a claim by any insured will be accepted by the insurer as notice by all insured.