Indirect guarantees of debt

Rather than providing a direct guarantee of the commercial debt, governments may provide guarantees that are contingent on the outcome of future events. For instance, if a local government party defaults, the national government will support its obligations or guarantee the amount of debt paid if a partnership or concession is terminated.

Table 1: Government measures to stimulate the involvement of private finance

 

Benefits

Issues

Up-front payments: Capital contributions

•  Reduces private-sector funding requirement

•  Provides access to cheaper public funding

•  Risk transfer is relatively undisturbed if used in moderation

•  Increased operating leverage

•  Difficulties refinancing public-sector support

•  Need to consider carefully the impact on any debt rating1

Direct co-lending

•  May be quickly implemented

•  Retains structure of envisaged transaction

•  Reversible in better credit markets

•  Does not deal with increased debt costs

•  Requirement for government lending skills/operation

•  Potential conflict of interest to manage

•  Investor and private funder issues to consider

•  UK model provides only liquidity not better terms

•  Leaves government with the challenge of how to dispose of stakes

Guarantees: Direct

•    Might assist project affordability

•  Helps credit capacity and debt costs but not liquidity issues

•  Benefit may be limited by the widening of government spreads

•  Leaves government with contingent funding requirement (at default or termination)

Guarantees: Indirect

•  May attract new debt to the market (as investors may regard it as quasi-sovereign debt with no direct project risk)

•  Should help with pricing

•    Leaves government with contingent funding requirement

1 Moody's Investor Service 2009

Source: World Economic Forum analysis

"It will be interesting to see if the economic crisis catalyses governments within regions to work more closely together to pool their resources-whether finance or know how."

- Rashad Kaldany, Vice President, Asia, Eastern Europe, Middle East and North Africa, International Finance Corporation