Q9c-Would a national infrastructure bank (such as the proposed Dodd-Hagel NIB in the US) add any value in the UK?

29.  The UK has the bodies and processes in place to identify and scope, as well as procure, infrastructure projects. It has also recently acquired a professional lending capability. The costs and benefits of integrating these into a single organisation as envisaged in the Dodd-Hagel proposals would need to be assessed very rigorously before any decision on implementation.

30.  We believe that there could be a beneficial (but not necessarily critical) role for an infrastructure bank funded by long term institutional investors, with a focus on refinancing operational projects. We think this would increase liquidity and thus allow other banks to finance short-term infrastructure construction, which is less attractive to institutional investors. We believe that this concept merits further investigation and development.