Financiers, in an effort to manage their risk exposure, have investment mandates and criteria that govern how much exposure to each investment they should have. These mandates dictate the type of projects, loan limits, and sectors that they are willing to invest in. Furthermore, international financial institutions set country specific lending limits; the more unstable a country's economic health, the lower the limit. Financiers may also use syndication arrangements to spread the risk by involving other experienced financial institutions.