2. Automatic reinstatement of sum insured.
3. Capital additions clause.
4. 72 hour clause.
5. European Union local authorities clause.
6. Professional fees.
7. Debris removal.
8. Pollution and contamination to the Insured Property arising from an event which itself is not otherwise excluded.
9. Repair / reinstatement basis of claims settlement with cash option for non-reinstatement.
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143 For certain hospital projects additional Cover Features & Extensions should be noted, including cover for clean up costs necessarily incurred by the Insured as a result of the outbreak of any infectious or contagious disease, including but not limited to MRSA and Legionella.
144 For certain projects where there is only a very remote likelihood of the risk materialising, and the probable impact of any such loss is perceived as being very low, e.g. street lighting projects, an Board may elect not to include this extension as a Insurance.
145 For projects in England, Scotland and Wales the majority of this cover is typically provided by the Government-backed market mutual reinsurer: 'Pool RE'. Pool RE does not provide protection for projects in Northern Ireland. However under the provisions of the Criminal Damage (Compensation) Northern Ireland Order 1977, these projects will instead benefit from compensation provided by the Northern Ireland Office (see SoPCNI section 24.3). (Note: This does not preclude use of commercial insurance should it become available).