1.4 SBS has invested heavily in the modernisation of NS&I's operations and increased the value of the whole NS&I business. NS&I plans to enhance the value of its business even further and forecasts that implementation of its new strategy will add £10 billion to the amount invested with it by mid-2007. This business growth will increase Value Added. If NS&I's operation had remained in the public sector, the value of its whole business would have been significantly lower and would have been deteriorating.