23.2  General insurance obligations

The private party will ensure that it:

(a)  does not do anything or permit (insofar as it is reasonably within its power) anything to occur which prejudices any insurance;

(b)  if necessary, rectifies anything of which it is aware which might prejudice any insurance;

(c)  reinstates any policy if it lapses;

(d)  does not cancel, vary or allow an insurance policy to lapse without the prior written consent of the other party;

(e)  gives full, true and particular information to the insurer of all matters which might otherwise prejudice any policy or the payment of benefits under the insurance;

(f)  gives full, true and particular information to the insurer of all matters and things the non-disclosure of which might in any way prejudice or affect any such policy or the payment of all or any benefits under the insurance;

(g)  immediately informs government when it receives or gives a notice under, or in connection with, any insurance policy, including any notice of cancellation of claim; and

(h)  does everything reasonably required by government or any other person in whose name the policy is effected to enable government or that other person to claim, collect or recover monies due under any insurance policy.

This is not intended as an exhaustive list but only highlights the key obligations. Jurisdictions have the flexibility of adopting or not adopting some or all of the obligations listed above.