Quite often in insurance discussions, the concept of 'knock-for-knock' is raised.
This concept means that each Participant retains responsibility for a particular risk or type of loss, whoever is at fault. The approach is sometimes used in relation to workers' compensation insurance, as it is seen to simplify the claims process, as everyone is responsible for their own employees and it assists in terms of the waiver of the right of subrogation.
Whether to maintain or exclude such provisions for an alliance project should be looked at on a project-specific basis.