Insurance arrangements should be clear about when various insurance policies must be in place, including steps to manage the confirmation of and evidence of those insurances.
Relevant insurance policies should be in place before any activity or risk that is intended to be covered by the policy arises. For example, people should not be allowed to access the site before public liability insurance is in place.
However, the position in an alliancing context can be complex. Various risks may arise at different times, or the nature and extent of relevant risks may change over time, or even be unknown until a later phase. For example, an alliance may involve developing innovative and creative technology before physical works begin. This may mean a certain amount of work and testing but not require or allow full insurances to be placed at the outset. Or, if insurances are put in place, they may provide an inappropriate level of cover or attract a higher premium than necessary. Again, project-focussed insurance strategies need to be developed and managed in the context of the particular alliance project and requirements.