20.1  Non compliance with insurance requirements

(a)  The NOPs indemnify and must keep indemnified the Owner Participant and the directors, officers, employees and agents of the Owner Participant against losses, damages or claims suffered by the Owner Participant and the directors, officers, employees and agents of the Owner Participant as a consequence of non compliance by a NOP with:

(1)  the terms and conditions of clauses 18 and 19 (including any failure of a NOP to take out and maintain any of the insurances required to be taken out and maintained by the NOP under this Agreement); or

(2)  the terms and conditions of the insurance policies required to be taken out and maintained by the Participants under this Agreement (including any act or omission of a NOP which causes an insurance policy required to be taken out and maintained by the Participants under this Agreement to not respond to any claim in respect of this Agreement).

(b)  The Owner Participant indemnifies and must keep indemnified the NOPs and the directors, officers, employees and agents of the NOPs against losses, damages or claims suffered by the NOPs and the directors, officers, employees and agents of the NOPs as a consequence of non compliance by the Owner Participant with:

(1)  the terms and conditions of clauses 18 and 19 (including any failure of the Owner Participant to take out and maintain any of the insurances required to be taken out and maintained by the Owner Participant under this Agreement); or

(2)  the terms and conditions of the insurance policies required to be taken out and maintained by the Participants under this Agreement (including any act or omission of the Owner Participant which causes an insurance policy required to be taken out and maintained by the Participants under this Agreement to not respond to any claim in respect of this Agreement).