Social Insurance

1.  Achieve and sustain universal coverage of the poorest and vulnerable sectors, including the IS and OFWs who can afford to pay:

a)  Enrol the poorest families in PhilHealth by utilizing the NHTS-PR;

b)  Expand coverage of IS workers, and pursue legislation that mandates the enrolment among of IS workers who can afford to pay;

c)  Provide effective membership services; and

d)  Secure access to critical outpatient services at accredited rural health units and health centers, and to critical inpatient services at the national and local hospitals.

2.  Develop enhanced social insurance measures for vulnerable groups against economic and natural shocks particularly for laid-off workers:

a)  Implement employment insurance for workers in the private sector and IS;

b)  Implement indigenous microinsurance schemes and integrate microinsurance into microfinance lending;

c)  Re-examine whether the SSS contributions required of IS workers remain affordable and realistic; and

d)  Implement mandatory SSS coverage for landbased OFWs, and include SSS enrolment as prerequisite in the issuance of the Overseas Employment Certificate.

3.  Reform the provider payment mechanism and benefit packages in the NHIP, to improve private health insurance schemes and financial risk protection of members;

4.  Promote hazard insurance coverage for vulnerable groups.